Risk Guide

This Risk Guide provides information regarding the investment opportunities promoted and managed by MCG Investments Ltd.
Before receiving such financial promotions or investing in such high-risk opportunities, you should ensure that you are self-certified as either a High Net Worth individual or a Sophisticated Investor, as defined by the Financial Conduct Authority (“FCA”) under the Financial Services and Markets Act 2000 (FSMA). If you are unsure whether you fall into any of these groups, you should check with your Independent Financial Adviser.

The material on this site is for information only and should not be regarded as an offer, nor as advice, nor as an invitation to invest.
The opportunities are not authorised or recognised Collective Investment Schemes and are considered “UCIS” (Unregulated Collective Investment Schemes) for the purposes of the UK’s “FSMA” (Financial Services and Markets Act 2000), and the promotion of a UCIS either within the UK or from the UK is restricted by FSMA. Investment in UCIS is a high-risk investment and as such is only to be marketed to investors with a defined level of knowledge and experience. Investors may lose all the money they invest in the opportunities and target returns are NOT guaranteed.

Information on this site relating to the opportunities is only made available to persons falling within the “FSMA” Promotion of Collective Investment Schemes Exemptions Order 2001, as defined by the rules of the UK’s “FCA” (Financial Conduct Authority). The opportunities cannot be promoted to the UK’s general public, but can be proposed to some very limited types of investor, including certified High-Net Worth Investors, Sophisticated Investors, Self-Certified Sophisticated Investors and existing UCIS investors. MCG Investments Ltd do not market the opportunities to investors who have not disclosed that they meet the criteria outlined above.

The Risk Guide is only a summary of the main risks connected with the opportunities. It cannot be guaranteed that this list is exhaustive. There may be other unknown risks, uncertainties, or risks which are believed to be currently immaterial. As such, investors should always make their own investment decisions based on their own assessment of the relevant investment. If you are in any doubt as to the suitability of any investment, you should seek professional, independent investment or legal advice as required. Prospective investors should carefully consider whether an investment opportunity is suitable for them in light of their circumstances and financial resources, investment needs and attitude to risk. Please consider carefully all risks and taxation factors before investing.

Your PERSONAL decision to invest
No information on this site constitutes financial advice nor personal recommendation. If you are unsure about the meaning of any information provided it is strongly recommended that you consult your own professional and financial advisers.

Your Capital Is At Risk
By investing in any opportunities, your capital is at risk and target returns are not in any way guaranteed. You may lose all, or part, of what you invest. There can be no guarantee that the investment will achieve the investment objectives. Property and Land prices can go down as well as up and different property types, or those in different areas, may be susceptible to reduced or negative growth. You should not invest more money than you can afford to lose, and also without altering your standard of living.

Past performance
Past performance is not a reliable indicator of future results. You should not rely on past performance information as the basis for any of your investment decisions. The future performance of your investment may be unfavourably affected by a variety of factors.
The Financial Service Compensation Scheme
Your investment in any of the presented opportunities will NOT be covered by the “FSCS” (Financial Services Compensation Scheme). If your investment does not perform as expected, or fails completely, you will not be able to make a financial compensation claim with the FSCS. Investors should consider all the risk involved, as the value of investments may fall or rise, and unregulated funds carry the risk of potential total loss of capital.

Illiquid Investment
Your investment in the opportunities will be highly illiquid. Investments in property and land are not readily accessible and are therefore illiquid. You will be unable to cash in your investment early if you needed to, or to transfer it to another opportunity. If you invest, you should be prepared to hold the investment until the end of the term. There is no active secondary market for the investments. Any target investment duration information provided is only a guide and the duration may indeed be longer. Even for a successful investment, any return on your investment may be unlikely to occur for a number of years from the time you make your investment. If you are over the age of 60 at the time of making any investment you should consider the effect this illiquidity may have on your lifestyle.

Risks of property development
The presented opportunities are new investments with no previous history. There can be no assurance that the investment will achieve its investment objectives. The development of properties may exceed forecasted budget. Unforeseen events such as changes related to building permits, planning errors or other aspects of the development and re-development, shortage of necessary equipment, or adverse weather conditions, or any other unforeseen events may cause cost overruns and delay or frustrate completion of a project. There can be no assurance that any overrun resulting from any occurrence will be adequately covered by insurance policies, or that such insurance will continue to be available. In the event of a budget overrun the investment may need to seek additional financing from outside sources in order to complete production. No assurance can be given as to the availability of such financing or, if available on terms acceptable. In addition, in the event of substantial budget overruns, there can be no assurance that such costs will be recouped, which could have a significant impact on the investment results.

Tax
Any and all tax consequences depend on the individual circumstances of each investor and may be subject to change in the future. You are fully responsible for the administering of your own tax affairs. We do NOT provide any financial or tax advice. If you are unsure how any investment will affect your tax status, you must seek professional tax advice beforehand.

Diversification
Investors should be prudent and spread their investments across different profiles to spread their risk as part of a diversified portfolio. Investors should not put too much of their capital in a single investment opportunity or area. This means that you should consider investing relatively small amounts in multiple asset classes as opposed to a large amount in one or a few.

Unregulated
All presented investment opportunities, and all parties involved, are NOT authorised and are NOT regulated by the FCA (Financial Conduct Authority).