Another interest rate increase, what does this mean for investors?

Interest rate rises have a direct impact on property investors because borrowing costs affect cashflow, affordability and the margin available after running costs.

In a higher-rate environment, investors need to test deals more carefully. Purchase price, refurbishment spend, expected rent, contingency and exit options all need to be reviewed together rather than in isolation.

MCG helps clients consider those moving parts before proceeding, so investment decisions are based on realistic numbers rather than optimistic assumptions.